Financial Analysis for Banking and
other Financial Institutions
29 July- 02 August 2024
Sandton
Johannesburg South Africa
Cost per Delegate
R17,999.00
Course Overview
The Financial Analysis for Banking course provides comprehensive insights into the principles, methods, and tools essential for evaluating the financial health and performance of banking institutions. This course equips participants with the knowledge and skills necessary to interpret financial statements, assess risk, and make informed decisions within the dynamic banking industry landscape.
Throughout the course, participants will delve into various aspects of financial analysis specific to banking, including analysing balance sheets, income statements, and key financial ratios. Additionally, the course covers advanced topics such as credit analysis, regulatory frameworks, emerging trends, and ethical considerations relevant to financial analysis in banking.
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Key topics covered in the course include:
• Understanding financial statements and their components, including assets, liabilities, and equity.
• Interpreting income statements to evaluate revenue, expenses, and profitability.
• Utilizing ratio analysis techniques to assess liquidity, asset quality, profitability, and capital adequacy.
• Conducting credit analysis to evaluate credit risk, assess borrower creditworthiness, and manage loan portfolios.
• Exploring regulatory frameworks governing banking institutions, including Basel Accords and local regulatory requirements.
• Applying advanced financial analysis techniques such as DuPont analysis, economic value added (EVA), and cash flow analysis.
• Examining emerging trends and technologies shaping the future of financial analysis in banking, including artificial intelligence, blockchain, and big data analytics.
• Addressing ethical considerations and compliance requirements inherent in financial analysis within the banking sector.
Objectives:
• Equip participants with the essential tools and techniques for financial analysis specific to banking.
• Enhance understanding of key financial statements and ratios relevant to banking operations.
• Provide insights into credit risk assessment and management in banking.
• Familiarize participants with asset liability management principles and techniques.
• Enable participants to develop financial models and conduct scenario analysis.
• Ensure compliance with regulatory requirements governing financial institutions.
Outcome:
• Improved ability to interpret and analyze financial statements of banking institutions.
• Enhanced skills in evaluating credit risk and making informed lending decisions.
• Better understanding of asset liability management principles and strategies.
• Proficiency in financial modeling and forecasting for banking operations.
• Awareness of regulatory compliance requirements impacting banking activities.
• Increased confidence in utilizing financial analysis tools and techniques for decision-making in banking.
Who should Attend?
• Professionals working in banking and financial services seeking to enhance their financial analysis skills.
• Risk managers, financial analysts, and investment professionals involved in analyzing banking institutions.
• Regulators, auditors, and compliance officers responsible for assessing the financial stability and regulatory compliance of banks.
Course Outline
DAY ONE
Understanding Financial Statements in IFRS
Balance Sheet Analysis (Statement of Financial Position)
• Assets
• Liabilities
• Right of Use assets and Lease Liabilities (IFRS 16)
Income Statement Analysis (Statement of Profit and Loss and Other Comprehensive Income)
• Revenue Recognition
• Expenses
• Profitability Ratios
Statement of Changes in Equity
DAY TWO
Understanding Financial Statements in IFRS -Continuations
• Cash Flow Statement Analysis
• Notes to financial statements
• Forecasting revenue and Expenses
• Time Value of Money
DAY THREE
Ratio Analysis in Banking Liquidity Ratios
• Current Ratio
• Quick Ratio
Asset Quality Ratios
• Non-Performing Loan Ratio
• Loan Loss Provision Ratio
• Profitability Ratios
• Net Interest Margin
• Return on Assets
• Return on Equity
Efficiency Ratios Capital Adequacy Ratios
• Capital Adequacy Ratio (CAR)
• Tier 1 Capital Ratio
Credit Analysis
• Credit Risk Assessment
• Credit Scoring Models
• Loan Classification and Provisioning (IFRS 9)
DAY FOUR
Understanding Regulatory Framework
• Basel Accords
• Dodd-Frank Act (or relevant local regulations)
• Compliance and Reporting Requirements
Advanced Financial Analysis Techniques
• Dupont Analysis
• Economic Value Added (EVA)
• Sensitivity Analysis
Case Studies and Practical Applications
• Analyzing Financial Statements of Banking Institutions
• Assessing Creditworthiness of Borrowers
• Evaluating Risk Management Strategies
• Scenario Analysis and Stress Testing
DAY FIVE
Emerging Trends and Technologies in Financial Analysis
• Artificial Intelligence and Machine Learning Applications
• Blockchain and Cryptocurrency Implications
• Big Data Analytics in Banking
Ethical Considerations in Financial Analysis
• Insider Trading and Market Manipulation
• Client Confidentiality and Data Privacy
• Regulatory Compliance and Corporate Governance
Conclusion and Future Outlook
• Recap of Key Learnings
• Implications for Banking Industry
• Future Directions in Financial Analysis for Banking
End of the Workshop
For Training arrangements call us on the detail below
TANZANIA: +255 749 50 26 78
SOUTH AFRICA: +27 694 31 79 73
KENYA: +255 749 50 26 78
DUBAI: +27 694 31 79 73
